September 2019

Found 6 blog entries for September 2019.

Renewal or Refinance? 5 Factors to Consider
Refinancing a mortgage may be a good decision for a lot of reasons. Interest rates fall, and people tend to get better terms once they have owned a home for a few years. Most homeowners need to renew or refinance the loan after the initial term ends, which calls for a few decisions. The right choice depends on several factors, and it may not be obvious from the renewal notice. Here's what homeowners need to know about the refinancing process, including some options they will need to consider.

For informational purposes only. Always consult with a licensed mortgage professional before proceeding with any real estate transaction.

1. Renewal vs. Refinancing

Renewal is not the same as refinancing, and homeowners should keep this in mind. Renewing

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Different Styles of Windows for Homeowners Replacing their WindowsIf you're buying new windows, or creating a new home wish list, one of the first things you should do is decide which type of windows are right for your home. Different types of windows can function in dramatically different ways. They also look different. The style you choose will have an effect on how you use your windows and also how your home looks. Below are some of the most popular window styles.

Single Hung

Single-hung windows have a bottom sash that moves up and down, and a top sash that is locked in place. These windows function intuitively. Homeowners like single hung windows because they're relatively inexpensive to install and easy to use.

Double Hung

Double-hung windows have two sashes, similar to the single-hung windows, but

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There are numerous advantages to owning a home both inside and outside of the city. What matters most are the needs you have to meet as a home owner, as well as the budget for your home purchase.

Real Estate in the Suburbs

Real estate in the suburbs is normally better priced than inside the city where housing can be more scarce and costly. You will find that for the same number of square feet, you will pay less for real estate outside the city. If you have a family and would like more room without greater financial strain, it would be a good idea to consider looking for real estate in the suburbs.

You'll also have to factor in the time spent commuting back and forth to work. Living in the city will mean shorter commute times to work while

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Mortgage Life Insurance vs Mortgage Term InsuranceWhen you have purchased a new home you'll also be asked whether you'd like to buy mortgage life insurance as well. This is sure is that is offered by the same thing that you're dealing with for your mortgage. In some cases it will make sense to get this type of insurance and other times it's a complete waste of time and money.

For informational purposes only. Always consult with a licensed mortgage professional before proceeding with any real estate transaction.

The Difference Between Mortgage Life Insurance and Term Life Insurance

There are significant differences to consider when choosing whether mortgage life or term life insurance is the best choice to meet your specific needs. Whereas mortgage life insurance is designed to pay off

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Getting your home preinspectedAs a seller, there are a lot of advantages when it comes to getting your home pre-inspected. Most buyers aren't willing to pay $400,000 or more for a home without seeing an inspection first. In many cases the buyer will end up asking for the inspection and paying for it but as a seller, it may be worth your while to shell out the $300-$400 it will cost to get the report. Here are some of the biggest benefits of taking a proactive role in getting your own inspection as a seller:

No Unexpected Surprises

While your home may look fantastic inside and out, it's really difficult to know what underlying problems may be hiding underneath. By getting a report, there won't be any last-minute surprises to deal with and you'll be able to handle some of the

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Weather forecasters in CalgaryAlmost nothing on TV is as important to Calgarians as the weather. It goes along with that well-worn adage of which we never seem to tire – if you don't like the weather, just wait 15 minutes. So, our TV weather presenters are like personal friends of ours. We look to them for advice – how to prepare for the day, when to plant our gardens, change our snow tires and when will the current conditions outside change. They're important to us.

Here's a look at the weather specialists and meteorologists that we've either come to trust or be highly skeptical of.

Global TV Calgary

Calgarians wake up to Jordan Witzel's weather reports, something he has admitted are challenging to keep up with after growing up in British Columbia where weather is dreary

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