January 2020

Fireplaces need proper care in order to remain safe to use. If you're a new Copperfield homeowner with a fireplace, there are several things you should know about the care and maintenance of your fireplace. The following tips will help you take care of your chimney and fireplace.

Service Your Fireplace Once Per Year

Fireplaces need to be serviced at least once annually, even if they're rarely used. It's easy to add this to your home winterization checklist.

Small cracks that develop in the flue, deterioration that occurs in the chimney, and even bird nests can make a fireplace unsafe to use. Servicing fireplaces can help catch these problems before they lead to chimney fires, house fires and other problems.

Most homeowners get their

HVAC systems need regular maintenance in order to work efficiently and reliably. Often, new Altadore homeowners are unaware of what kind of maintenance their HVAC systems need. If you just recently purchased a home, here's what you need to know about taking care of your HVAC system.

Change the Air Filter

Air filters clean the air that flows through your ducts. The air filter keeps contaminants out of your HVAC system and thus helps keep your HVAC system functioning properly. Air filters need to be replaced approximately every three months when the HVAC system is in use. To replace the filter, remove the filter from its slot near the return air duct, then insert the replacement. If you don't have a replacement air filter, use the old filter to

Many Evanston home buyers dream of owning a slice of history—a home that is decades or a century old that may have even seen a historic event or two. Historic homes are a real option that many home buyers look into when deciding what sort of home they want to purchase. In order to be a historic home, a home must have had a historic figure living in it or have had a historic event take place within it. However, owning a historic home comes with a lot of things that buyers need to know beforehand. Here is what all buyers need to know about purchasing a historic home before they submit their offer.

For informational purposes only. Always consult with a licensed real estate professional before proceeding with any real estate transaction.

Some

The vast realm of mortgages in Canada has become increasingly confusing, as the rules and regulations—particularly amid fixed and variable options—have changed again. Of course, the process and paperwork for these financially complex agreements have always been challenging, which means more Evanston buyers are making costly errors. Here are the top 5 mortgage mistakes to be aware of before signing on the dotted line.

For informational purposes only. Always consult with a licensed mortgage or home loan professional before proceeding with any real estate transaction.

1. Not Considering a Fixed Rate Mortgage

Adjustable-rate 25-year amortized mortgages with variable rates every 5 years have been the ‘norm' in Canada the past few decades. However,