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When selling your home, traditional methods often involve buyers securing financing through banks or mortgage lenders. However, another option can benefit both sellers and buyers: seller financing. This alternative approach allows the seller to act as the lender, offering the buyer a loan to purchase the property. This can open the door to a wider pool of potential buyers, offer attractive terms, and even potentially expedite a smooth home selling process. However, the risks weigh heavier on the seller, so seller financing requires thorough consideration. 

For informational purposes only. Always consult with an attorney, tax, or financial advisor before proceeding with any real estate transaction.

Seller Financing at a Glance

• Seller

Ghost Lake can be found right beside the town of Cochrane on Highway 1A, but is it really haunted? The lake gets its name from a fascinating tale of a ghost haunting the area. Today, it's a great spot for year-round fun and one of the best lakes near Calgary. It has an on-site marina, campgrounds with RV hook-ups, and plenty of freshwater fish for anglers to reel in. 

Thanks to Ghost Lake's ideal positioning at the edge of the foothills of the Rocky Mountains, the views are simply breathtaking. During the winter, it is a wonderful place that accommodates ice skaters, ice fishing, ice boating, and other sporting endeavors. Of course, during the windy nights, a ghostly-sounding howl seems to rumble through the area. Have no fear; a trip to Ghost Lake

When exploring Calgary's parks, you'll find various options catering to different interests and preferences. From the serene surroundings of Edworthy Park to the engaging activities at Prairie Winds Park, each green space offers a unique experience waiting to be discovered. Whether you're seeking a tranquil escape in one of Calgary’s best neighbourhoods or a bustling outdoor adventure hub, the city’s parks hold hidden gems worth exploring.

Confederation Park: The North Hill Coulee

Confederation Park is a model of landscape design in Calgary that was established to mark the centennial of the Canadian Confederation in 1967. Located amid northwest communities like the Cambrian Heights neighbourhood and the Rosemont area, the park offers visitors a

Trending right now in the bathroom line of products is the rain shower head. If you love your morning shower and want the spray to shower down "just so", you're either going to love or hate this product. It's being promoted as the new luxurious and stylish alternative to regular shower heads but it will be up to you as to whether this is really the next big thing or not.

Why People Love Rain Shower Heads

Engineers have come up with a way to make the shower heads feel just like you are standing out in the rain. Today's models offer a wider surface area and larger water droplets. When these larger drops come down from the shower head they bounce into each other forming streams of fine droplets.

The effect is really quite amazing but whether

First came the baby boomers, and then came Generation X followed by the millennials. You don't hear a lot of talk about Generation X as much as you do about the boomers and the millennials. While the baby boomers are thinking about their future retirements the millennials are busy preparing for their mid-age years. In the middle, Generation X, the people born in the 1960s and 70s, are purchasing real estate with a different mindset than the other generations.

What Do Gen X Homebuyers Want?

According to a recent survey conducted by TD Bank, Gen X home buyers want freedom from their mortgages and don't want home loans to cramp their lifestyles. More than 2/3 of those surveyed said that they didn't want to allocate their entire budget to a mortgage

There are numerous advantages to owning a home both inside and outside of the city. What matters most are the needs you have to meet as a home owner, as well as the budget for your home purchase.

Real Estate in the Suburbs

Real estate in the suburbs is normally better priced than inside the city where housing can be more scarce and costly. You will find that for the same number of square feet, you will pay less for real estate outside the city. If you have a family and would like more room without greater financial strain, it would be a good idea to consider looking for real estate in the suburbs.

You'll also have to factor in the time spent commuting back and forth to work. Living in the city will mean shorter commute times to work while

When you have purchased a new home you'll also be asked whether you'd like to buy mortgage life insurance as well. This is sure is that is offered by the same thing that you're dealing with for your mortgage. In some cases it will make sense to get this type of insurance and other times it's a complete waste of time and money.

For informational purposes only. Always consult with a licensed mortgage professional before proceeding with any real estate transaction.

The Difference Between Mortgage Life Insurance and Term Life Insurance

There are significant differences to consider when choosing whether mortgage life or term life insurance is the best choice to meet your specific needs. Whereas mortgage life insurance is designed to pay off

As a seller, there are a lot of advantages when it comes to getting your home pre-inspected. Most buyers aren't willing to pay $400,000 or more for a home without seeing an inspection first. In many cases the buyer will end up asking for the inspection and paying for it but as a seller, it may be worth your while to shell out the $300-$400 it will cost to get the report. Here are some of the biggest benefits of taking a proactive role in getting your own inspection as a seller:

No Unexpected Surprises

While your home may look fantastic inside and out, it's really difficult to know what underlying problems may be hiding underneath. By getting a report, there won't be any last-minute surprises to deal with and you'll be able to handle some of the

Almost nothing on TV is as important to Calgarians as the weather. It goes along with that well-worn adage of which we never seem to tire – if you don't like the weather, just wait 15 minutes. So, our TV weather presenters are like personal friends of ours. We look to them for advice – how to prepare for the day, when to plant our gardens, change our snow tires and when will the current conditions outside change. They're important to us.

Here's a look at the weather specialists and meteorologists that we've either come to trust or be highly skeptical of.

Global TV Calgary

Calgarians wake up to Jordan Witzel's weather reports, something he has admitted are challenging to keep up with after growing up in British Columbia where weather is dreary

If you've been looking into real estate in Calgary you've probably run into the five-year rule and may not fully understand it. If so, here's a brief explanation that will help you get a grip on this rule and where and why it applies.

What is the Five-Year Rule?

This is a very general rule that means you should plan on remaining in the home you purchase for five years at least. If you don't, it will hit you in the pocketbook, in most cases. This is due to the closing costs that need to be paid when you sell your house and can be a substantial amount, depending on the value of the home.

As well, you'll have to look at how much equity you have actually built up in your property. When you first take out a mortgage you'll be paying mostly interest