Calgary Real Estate Blog

Looking for a faster, cheaper way to buy a new home? Modular homes might be the answer. These houses get built in a factory, then put together on land you own. They're often less expensive than regular homes and better for the environment.

But there's a catch. Getting a loan can be trickier, finding the right land adds another challenge, and selling later might not be as easy.

So is the money you save now worth these potential headaches? Let's break down the real pros and cons of modular homes to help you decide.

What is a Modular Home?

A modular home is simply a house built in sections at a factory, then delivered and assembled on your property. Think of it as getting your home in "modules" that fit together.

These homes come in lots of

An as is sale might be perfect if you want to sell your home quickly without the hassle of renovations. Your house, with all its quirks and issues, could be exactly what some buyers are looking for.

While this option often attracts investors ready for a project, selling a house as is comes with some trade-offs. You'll likely get lower offers and fewer potential buyers. So, what's the smart way to handle selling your home as is?

What to Know About Selling As-Is

• In an as is home sale, buyers get your property exactly as it stands today—no repairs needed
• As is sellers still must disclose the property's condition and any problems they know about
• Cash buyers, real estate investors, and house flippers love as is properties
• These real

If you’re searching for a profitable investment property in Calgary, townhouses offer several advantages. Townhouses cost less than single-family homes, making them perfect for first-time investors who want to break into real estate.

But before you sign that purchase agreement, you must know the pros and cons. Yes, rental rates are rising (which is great for you as a landlord). But townhouses don't grow in value as fast as houses, and those community fees can eat into your profits.

Let's look at what makes townhouses worth considering—and what might make you think twice.

For informational purposes only. Always consult with a licensed real estate professional before proceeding with any real estate transaction.

Townhouse Tips: Investing in

Townhouses are one of the best ways to invest in Calgary real estate when you want to own a property while still living in the heart of the city. 

They’re perfect for first-time home buyers, novice investors, and anyone looking for a sensible home in urban areas. 

A townhome is a multi-floor home that shares at least one wall with neighbouring properties. They typically range from 1,500 to 1,700 square feet—giving you more space than most condos but with less maintenance than a house. As a townhome owner, you'll own both the inside and outside of your unit, plus the land underneath.

Think of them as the best of both worlds: more space and ownership than a condo; less expensive than a single-family home. 

Here’s what you need to know before

Curb appeal is how a home is viewed from the street. It's a blend of symmetry, colour, and maintenance that can captivate or deter prospective buyers at first glance. 

Whether it's a fresh coat of paint on the front door, a well-manicured lawn, or strategic lighting, small changes can make a significant impact.

What Is Curb Appeal?

What is curb appeal exactly? Curb appeal is simply how attractive your home looks from the street or sidewalk to a prospective buyer. It's the first thing people notice when they drive by or pull up to your house.

Your home's curb appeal includes everything visitors see from outside—your yard, front door, driveway, and the overall condition of your home's exterior. Many real estate agents describe the general

Falling behind on mortgage payments? You need to know what comes next. The foreclosure process in Alberta moves quickly once your lender takes action. Miss a payment, and the clock starts ticking.

Many homeowners don't realize how fast things can happen. The timeline is tight, and missing key deadlines can cost you your home. But you do have options if you act fast.

If you’re a homeowner living in Calgary, Edmonton, or anywhere else in Alberta, it’s vital to understand the step-by-step foreclosure process.

For informational purposes only. Always consult with a licensed mortgage professional, attorney, and/or tax or financial advisor if you're facing foreclosure.

Foreclosures in Alberta at a Glance

• Your lender files a Statement of

The right spot in Calgary means everything when buying a house. A great location gives you easy access to what you need daily. It affects your home's future value, too.

Think about it—would you rather have a beautiful house in a neighbourhood you hate or an okay house in an area you love? Most people choose the better location every time.

Let's look at how you can determine which of Calgary's dynamic neighbourhoods is right for you.

Quick Tips for Calgary House-Hunters

• Check how close you'll be to grocery stores, schools, and parks in different Calgary communities
• Look at local school options for both CBE and Calgary Catholic School District
• Use the Calgary Police Service crime map to see which areas feel safest
• Test your

Putting less than 20% down on your new Calgary home? You'll need mortgage insurance. Most Calgary homebuyers use CMHC insurance when they don't have a big down payment. But what exactly is it, and how much will it cost you in today's hot Calgary market?

For informational purposes only. Always consult with a licensed mortgage or home loan professional before proceeding with any real estate transaction.

What Is CMHC Insurance & How Does It Work?

CMHC insurance is a protection policy that lets you buy a home with less than 20% down payment by covering the lender if you can't make your mortgage payments.

In Canada, down payment requirements vary based on home price. For homes under $500,000, you need at least 5% down. For homes between $500,000

Spot signs of roof damage early and save thousands on repairs. Your roof quietly protects everything you own. When it shows these warning signs, don't wait to take action. Most damage starts small but grows into big problems fast, so your roof should be a priority in seasonal home maintenance.

Save This Roof Damage Checklist

• Check for missing, cracked, or broken shingles after a storm 
• Look for water stains on ceilings and walls
• Check gutters for granules from asphalt shingles
• Notice any sagging areas that might mean structural damage
• Keep clogged gutters clean and flowing freely
• Watch for moss/algae growth or dark spots on roof shingles
• Is there moisture, water damage, or light in the attic?
• Inspect flashing around roof

Choosing the best time to get a mortgage can make a huge difference in your approval odds and the interest rate you'll pay. And when you're buying your first home, timing often feels more than ever.

Timing your mortgage application is a personal decision based on your unique financial situation, and while interest rates can't be perfectly predicted, you can optimize your chances of securing favourable terms by focusing on factors within your control like improving your credit score, saving a larger down payment, and maintaining stable employment.

For informational purposes only. Always consult with a licensed mortgage or home loan professional before proceeding with any real estate transaction.

The Short Answer: Timing Your Mortgage