Buying Tips

Tips about Buying Real Estate In Calgary

Found 96 blog entries about Buying Tips.

5 Tips to Make Moving EasyLet's face it, the stress of selling a home and moving can weigh anyone down. But with a bit of planning and a few helpful tips, you can minimize the hassle. Or, best-case scenario, avoid it entirely.

In this post, we'll list some of the most common moving mistakes people make and arm you with tried-and-true moving advice. With these moving hacks, you can spend less time worrying about the logistics of getting from point A to point B and more time enjoying the new digs. Keep reading to become an expert at moving.

Mistake #1: Diving In Without a Plan

Like any large project, making a moving itinerary and checklist will make the process more manageable in the short term and the long run. If you take the time to make a list of the tasks you need

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Should You Buy Your Home Before Selling or Sell Your Home Before Buying?The home selling process can be complicated, but it's especially complicated for people who already own a home. The decision to sell their home first and then buy, or buy then sell, can be a difficult one. If you're a homeowner who would like to sell one home and buy another, it's important to weigh all the factors. Knowing the advantages and disadvantages of each option can help you decide which one is right for you.

Benefits of Selling Your Home Before Buying a New One

Some homeowners choose to sell their home before purchasing another. While this does have its advantages, there are problems that can be associated with it as well. Below, we've noted important reasons that many homeowners choose to sell first.

You Can Offer More Money Down

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Brick Home or Stick Home? Which is Right for You?Although there are many building materials that can be used to make a home, two of the most common types of building materials are stick and masonry. These two types of homes are very different from one another. Knowing the differences between stick homes and masonry homes can help you decide which type of High River home is right for you.

Stick Home Characteristics

Stick homes are homes that have been built from wood. They have a wooden frame and wooden siding. Wood is a common material used to build homes because it is relatively inexpensive. Stick homes are built in all parts of the country. Wood is a traditional building material that has been used for hundreds of years.

Pros and Cons

Wood is common primarily because it is inexpensive

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A Breakdown of the Home Closing ProcessClosing on a new Chestermere home is an exciting step, but the complexity of the process might take some wind out of buyer's sails if not approached properly. Between all the paperwork and negotiations, buyers will certainly feel challenged at some point, but these tips will help streamline those procedures.

For informational purposes only. Always consult with a licensed real estate professional before proceeding with any real estate transaction.

Hire Real Estate Professionals

It often requires an entire team of real estate experts working alongside other agents such as attorneys, lenders, notaries, insurance reps and other solicitors to get the keys in the hands of new owners. Buyers purchasing homes in certain provinces may have the ability

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What to Know About Being Late for Your Mortgage PaymentEvery home buyer who doesn’t pay in cash will need to use a home loan to borrow money from a bank or other lender. There are many types of mortgages that buyers can choose from, but all mortgages need payments to be made every month in order to stay on track. No homeowner ever wants to be late with their mortgage payment, but sometimes things happen that cause a payment to be late. This is what happens if a homeowner is ever late with their monthly mortgage payments and what a homeowner should do if they ever know in advance they’re going to be late.

For informational purposes only. Always consult with a licensed mortgage or home loan professional before proceeding with any real estate transaction.

Grace Period

In Canada, most mortgage lenders

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What is a Home-Buying Wish List?A home-buying wish list may sound a little like a goal board where Bearspaw home buyers imagine everything from a fireplace in the bedroom to a full-fledged coffee shop in the basement. But a real wish list is a little more practical than that. It's about carving out necessities to guide buyers while they explore different neighborhoods and home styles.

Questions to Ask

Here are a few questions for all buyers to consider as they map out their list:

  • What's the ideal age of the home?
  • How far will children have to travel for school?
  • What architectural styles fit the family's lifestyle (e.g., avoiding stairs for younger children)?
  • Should the home be close to a major freeway or public transit?
  • How much maintenance work will the
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How to Budget for Buying a HomeA budget can be precisely what buyers need to stay on track when it comes to their finances. And while it may not be the most exciting part of owning a home, it's not actually difficult to map out. As buyers research the average costs of a variety of properties (e.g., single-family homes, condos, etc.) in any given area, they can start to get an average ballpark of what they can afford. From the down payment to the closing costs, learn more about what it takes to put everything in order.

Compare and Contrast

Prospective buyers need to first account for every penny they make per month. This should include not only standard paychecks, but also dividends, bonuses, freelance work, etc. From there, total all monthly expenses, including:

  • Savings
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What to Know Before Buying a Historic HomeMany Evanston home buyers dream of owning a slice of history—a home that is decades or a century old that may have even seen a historic event or two. Historic homes are a real option that many home buyers look into when deciding what sort of home they want to purchase. In order to be a historic home, a home must have had a historic figure living in it or have had a historic event take place within it. However, owning a historic home comes with a lot of things that buyers need to know beforehand. Here is what all buyers need to know about purchasing a historic home before they submit their offer.

For informational purposes only. Always consult with a licensed real estate professional before proceeding with any real estate transaction.

Some

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Don't Make These Mistakes When Applying for a MortgageThe vast realm of mortgages in Canada has become increasingly confusing, as the rules and regulations—particularly amid fixed and variable options—have changed again. Of course, the process and paperwork for these financially complex agreements have always been challenging, which means more Evanston buyers are making costly errors. Here are the top 5 mortgage mistakes to be aware of before signing on the dotted line.

For informational purposes only. Always consult with a licensed mortgage or home loan professional before proceeding with any real estate transaction.

1. Not Considering a Fixed Rate Mortgage

Adjustable rate 25-year amortized mortgages with variable rates every 5 years have been the ‘norm' in Canada the past few decades. However,

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4 Reasons You Should Buy a Home With CashWhen purchasing a new Chaparral home, there are two main ways to pay for it: use a home loan or pay in cash. Mortgages are more popular than paying in cash because they make homeownership more accessible to a larger number of people. However, paying in cash brings a lot of advantages over buyers who use a mortgage. If a buyer has the ability to pay in cash, they should seriously consider doing so. Here are some of the best reasons to buy a home with cash instead of a home loan if the option is available.

For informational purposes only. Always consult with a licensed real estate professional before proceeding with any real estate transaction.

Sellers Like Cash Offers

If given a choice between a standard offer with a standard loan or an offer

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