Homes across the small town of Airdrie were hit by 2 hailstorms that came roaring into the area recently. In some cases the hailstones were as big as golf balls, which caused extensive damage to siding, roofs, windows and eaves. The Insurance Bureau of Canada classified the storms as catastrophic since they caused in excess of $25 million in damage.
Residents in Airdrie have started the cleanup of damaged property and are many are awaiting word from their insurance companies. A lot of people in the town are also dealing with car damages that include smashed and dented lights and windows. At the same time, body shops are backlogged with requests to fix these damaged vehicles. In many cases, thankfully, both the cars and the homes will be covered by insurance.
Severe storms across the province of Alberta during 2011 and 2012 resulted in losses of more than $700 million. If you have been affected by hail during the recent storms, you'll want to get the claims process started as quickly as possible. Most insurance companies have a claims service that's open 24 hours, 365 days a year, and this is where you’ll want to get started. The first thing to do is to determine whether you're covered for hail damage or not.
When you find out that coverage is available, you'll need to make a list of all the destroyed or damaged items and if at all possible collect any receipts, warranties and photos of these items. As well, all of the receipts that you receive that are related to the cleanup should be kept so they can be submitted to the insurance company.